In House Financing:
One Stop Property Shop Program

AT CLAYTON C. BRYANT LAND COMPANY WE PRIDE OURSELVES IN HELPING OUR CUSTOMERS IN EVERY WAY POSSIBLE—WHICH IS WHY WE OFFER IN-HOUSE FINANCING TO ALL BUYERS.  PLEASE TAKE A LOOK AT OUR TERMS LISTED BELOW AND CALL OR EMAIL US IF YOU HAVE ANY QUESTIONS!

IN HOUSE FINANCING: ONE STOP PROPERTY SHOP PROGRAM
(These are our normal terms.  However, we reserve the right to change our terms on a purchase to purchase basis.)
MAKE US YOUR ONE STOP PROPERTY PLACE.
WE OWN THE PROPERTY.
WE SHOW YOU THE PROPERTY.
WHEN YOU FIND ONE YOU LIKE, WE WRITE YOUR CONTRACT.
WE CLOSE YOUR PROPERTY IN OUR OFFICE.
WE RECORD YOUR DEED.
YOU OWN THE HOME AND/OR LAND OF YOUR DREAMS.
DON’T FORGET WE DO TRADE-INS, AS WELL.


 

• WE OFFER FINANCING FOR SHORT TERM OR LONG TERM.  WE HAVE BEEN IN HOUSE FINANCING FOR YEARS AND MANY PEOPLE LIKE OUR PLAN AS WE HAVE NO CLOSING COSTS OTHER THAN RECORDING FEES AT THE CLOSING TABLE.  YOUR CREDIT DOESN’T HAVE TO BE PERFECT.  WE TALK TO YOU ON A CASE BY CASE BASIS, AS LONG AS YOU HAVE THE REQUIRED DOWN PAYMENT.
• WE WRITE A CONTRACT ON THE PROPERTY THAT YOU WISH TO PURCHASE AND GET AN AGREEABLE DEPOSIT TO HOLD THE PROPERTY FOR YOU; AMOUNT DEPENDING ON THE PROPERTY.
• WITHIN 30 TO 60 DAYS, YOU BRING US THE REST OF YOUR 10 TO 20 PERCENT DOWN PAYMENT AND THEN WE RECORD YOUR PAPERWORK.
• YOUR 1ST PAYMENT IS SET UP FOR 30 TO 45 DAYS AFTER YOUR ACTUAL CLOSING DATE (WHEN YOU TAKE POSESSION OF THE PROPERTY).
• WE CAN SET YOU UP FOR A STRAIGHT 10 TO 15 YEAR TERM OR….
• WE CAN AMORTORIZE YOUR PAYMENTS OVER 20, 25, OR 30 YEARS, WITH A BALLOON PAYMENT WITHIN 5 TO 10 YEARS.  A BALLOON PAYMENT SIMPLY MEANS WITHIN THAT PERIOD YOU GET OUTSIDE FINANCING AND PAY US OFF, AS YOU WILL HAVE MUCH EQUITY IN YOUR PROPERTY AT THAT TIME. 
• OUR INTEREST RATE IS A FIXED 9 TO 10 PERCENT RATE, DEPENDING ON THE PROPERTY AND SITUATION OF THE BUYER. IT WILL NOT FLUCTUATE.